import React, { useState, useEffect, useRef } from 'react'; export default function FunnelPage({ branding, navigate, onContactSubmit }) { const [formData, setFormData] = useState({ name: '', email: '', phone: '', message: '' }); const [formStatus, setFormStatus] = useState('idle'); // 'idle' | 'sending' | 'sent' | 'error' const [linkFormOpen, setLinkFormOpen] = useState(false); const [linkFormData, setLinkFormData] = useState({ contact: '' }); const [linkStatus, setLinkStatus] = useState('idle'); // 'idle' | 'opening-email' | 'opening-sms' | 'done' const shareUrl = 'https://mistydavidson.the2mortgageguys.com'; const handleLinkSubmit = (e) => { e.preventDefault(); if (!linkFormData.contact.trim()) return; const contact = linkFormData.contact.trim(); const isEmail = contact.includes('@'); const url = shareUrl; if (isEmail) { const subject = encodeURIComponent('The 2 Mortgage Guys - Home Buying Team'); const body = encodeURIComponent(`Here's the link to The 2 Mortgage Guys home buying team:\n\n${url}\n\nSent from our website.`); window.location.href = `mailto:${contact}?subject=${subject}&body=${body}`; setLinkStatus('opening-email'); } else { const cleanedPhone = contact.replace(/\D/g, ''); const body = encodeURIComponent(`Check out this page: ${url}`); window.location.href = `sms:${cleanedPhone}?body=${body}`; setLinkStatus('opening-sms'); } setTimeout(() => setLinkStatus('done'), 2500); }; const [faqOpen, setFaqOpen] = useState({}); const wymanLogoUrl = 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AioUjXgnsB985pBlXfjAv6csGU/1779993260890.jpg'; const handleFormSubmit = async (e) => { e.preventDefault(); if (!formData.name.trim() || !formData.email.trim()) return; setFormStatus('sending'); try { await onContactSubmit({ name: formData.name, email: formData.email, phone: formData.phone, message: formData.message, }); setFormStatus('sent'); setFormData({ name: '', email: '', phone: '', message: '' }); } catch { setFormStatus('error'); } }; const toggleFaq = (idx) => { setFaqOpen((prev) => ({ ...prev, [idx]: !prev[idx] })); }; const scrollToForm = () => { const el = document.getElementById('preapproval-form'); if (el) el.scrollIntoView({ behavior: 'smooth' }); }; useEffect(() => { const obs = new IntersectionObserver( (entries) => { entries.forEach((entry) => { if (entry.isIntersecting) { entry.target.classList.add('reveal-visible'); } }); }, { threshold: 0.1 } ); document.querySelectorAll('.reveal-on-scroll').forEach((el) => obs.observe(el)); return () => obs.disconnect(); }, []); const reviews = [ { author: 'Rebecca S.', text: 'Ryan and his team have been very good to work with. They have been patient with me as a 1st time homebuyer. They send you helpful videos and always there to answer questions! Highly recommend The 2 Mortgage Guys as your lender!!', source: 'Google Review — Feb 2026' }, { author: 'Morgan S. I.', text: 'Absolutely flawless process with Steve and Angie from the 2 Mortgage guys. Great communication each step. Highly recommend! Happy buyers!', source: 'Google Review — Dec 2025' }, { author: 'Hunter D.', text: 'I recently worked with The 2 Mortgage Guys and had an excellent experience. Their professionalism and extensive knowledge made the mortgage process smooth and straightforward. They were always available to answer my questions, providing timely and clear communication. I highly recommend them for anyone looking to navigate the mortgage landscape with confidence!', source: 'Google Review — Nov 2025' }, { author: 'Susan P.', text: 'Great group of people to work with. Very informative. Explained every step in the process. This group of people went above and beyond so we could close by years end. I would highly recommend.', source: 'Google Review — Dec 2025' }, { author: 'Whittney B.', text: 'I purchased my second home and have used The 2 Mortgage Guys both times! The process was smooth from beginning to end with consistent, clear communication the entire time. I was able to close in a month! They also don\'t leave you out to dry after buying and provide you with a number of tools and resources to keep you in the know and educated about owning a home.', source: 'Google Review — Jan 2026' }, { author: 'Gunnar P.', text: 'We highly recommend The 2 Mortgage Guys! They made everything easy and were always happy to answer questions. We learned so much from them every step of the way. It was a very personable experience and you can feel their genuine happiness to help you achieve a dream! I can\'t say enough good things! Excellent!', source: 'Google Review — Feb 2026' }, ]; const faqs = [ { q: 'What is the first step in buying a home?', a: 'Getting pre-approved. This tells you exactly how much home you can afford and shows sellers you are a serious buyer. The 2 Mortgage Guys can get you pre-approved quickly so you can start shopping with confidence.' }, { q: 'How much down payment do I need?', a: 'It depends on the loan program. First-time buyers can qualify with as little as 3% down with conventional loans, or 3.5% with FHA. Qualified veterans may be eligible for zero down with VA financing, and zero down USDA Rural Housing loans are available for homes in eligible areas. We will walk you through every option to find the best fit for your situation.' }, { q: 'What is the difference between pre-approval and pre-qualification?', a: 'Pre-qualification is an informal estimate based on what you tell us. Pre-approval means we have verified your income, credit, and assets, and a lender has committed to fund your loan up to a specific amount. Sellers prefer pre-approval.' }, { q: 'Do I need a realtor if I am buying a home?', a: 'Yes. A buyer\'s agent costs you nothing out of pocket and protects your interests. Misty Davidson from The Wyman Group negotiates on your behalf, handles paperwork, and guides you from search to closing at no cost to you.' }, { q: 'How long does the home buying process take?', a: 'From pre-approval to closing, most transactions take 30 to 45 days. Working with a coordinated team like The 2 Mortgage Guys and The Wyman Group keeps every step moving smoothly so there are no surprises.' }, { q: 'What credit score do I need?', a: 'Conventional loans typically require 620+, while FHA loans may accept scores as low as 580. Even if your credit needs work, we can create a plan to get you ready. It costs nothing to find out.' }, ]; return (

{/* Top Trust Bar */}

{linkFormOpen && (

{linkStatus === 'done' ? (

Check your app!

We opened your email or messages with the link ready to send.

) : linkStatus === 'opening-email' ? (

Opening your email app...

Hit send in your email client to complete.

) : linkStatus === 'opening-sms' ? (

Opening your messages app...

Hit send in your messaging app to complete.

) : ( )}

)}

{/* HERO */}

{/* Left: Copy */}

Buy Your First Home
With Confidence.

A seamless partnership between trusted mortgage experts and an experienced local realtor. From pre-approval to closing, we guide families through every step with clarity and care.

No Cost Pre-Approval

Expert Real Estate Advice

{/* Right: Visual Composition */}

Ryan Minick & Steve DeLon - The 2 Mortgage Guys

Lender

The 2 Mortgage Guys

Ryan Minick & Steve DeLon

Realtor

Misty Davidson

The Wyman Group

{/* THE PARTNERSHIP BANNER */}

Co-Branded Partnership

Two Teams. One Seamless Experience.

{branding.logoUrl && ( Luminate Bank

)} & The Wyman Group

{/* STEP-BY-STEP: HOW TO BUY A HOME */}

Your Roadmap

How to Buy a Home,
Step by Step

We have simplified the entire journey into four clear phases. With The 2 Mortgage Guys handling your financing and Misty Davidson guiding your search, nothing falls through the cracks.

{[ { num: '01', title: 'Get Pre-Approved', desc: 'Meet with Ryan and Steve to review your credit, income, and goals. We issue a pre-approval letter that shows sellers you are a serious buyer with verified financing.', who: 'The 2 Mortgage Guys', accent: 'cyan' }, { num: '02', title: 'House Hunt with an Expert', desc: 'Misty Davidson helps you identify neighborhoods, schedule showings, and evaluate properties. Her local market knowledge in North Central Indiana ensures you never overpay.', who: 'Misty Davidson, The Wyman Group', accent: 'blue' }, { num: '03', title: 'Make a Winning Offer', desc: 'When you find the one, Misty crafts a competitive offer while we prepare your loan file. Our team communicates daily so contingencies, deadlines, and negotiations move in sync.', who: 'Partnership in Action', accent: 'gold' }, { num: '04', title: 'Close & Get Your Keys', desc: 'We finalize your loan, coordinate with the title company, and walk you through closing disclosures. You sign, fund, and walk out with keys to your new home.', who: 'The 2 Mortgage Guys + The Wyman Group', accent: 'cyan' }, ].map((step, i) => (

{i < 3 &&

}

{step.num}

{step.who}

{step.title}

{step.desc}

))}

{/* ABOUT: THE 2 MORTGAGE GUYS */}

Your Lenders

The 2 Mortgage Guys

(765) 450-8933 questions@the2mg.com

Ryan Minick and Steve DeLon are not just loan officers. They are educators, advocates, and partners in one of the biggest financial decisions of your life. Based at Luminate Bank, they combine institutional resources with boutique-level service.

Their philosophy is simple: every first-time buyer deserves clarity, speed, and honest advice. They send helpful videos, answer calls after hours, and stay in touch long after closing. That is why over 300+ clients have given them a perfect 5-star rating.

NMLS {branding.nmls}

Luminate Bank NMLS {branding.companyNmls}

Steve DeLon & Ryan Minick

Senior Loan Officers, Luminate Bank

LENDER

{/* ABOUT: CHRIS DODD */}

Misty Davidson

REALTOR®, The Wyman Group

REALTOR®

Your Realtor

Misty Davidson, The Wyman Group

(765) 480-7308 mistylynn247@gmail.com

Misty Davidson is a dedicated REALTOR® with The Wyman Group, serving North Central Indiana with passion and local expertise. She brings integrity, market knowledge, and relentless advocacy to every transaction, ensuring her clients feel supported from the first showing to closing day.

Whether you are buying your first starter home or relocating to the area, Misty knows the neighborhoods, the schools, and the market values. She negotiates fiercely on your behalf and guides you through inspections, contracts, and closing with patience and precision.

The Wyman Group

North Central Indiana

{/* REVIEWS / SOCIAL PROOF */}

Verified Google Reviews

What Our Clients Say About Us

The 2 Mortgage Guys on Google →

{reviews.map((review, i) => (

{[1,2,3,4,5].map((s) => ( ))}

{review.text}

{review.author}

{review.source}

))}

{/* CTA / PRE-APPROVAL FORM */}

Get Started

Ready to Get Pre-Approved?

Fill out the form below. Ryan or Steve will reach out within one business day with your personalized pre-approval strategy. No credit pull required to start the conversation.

Complete Loan Application SCHEDULE A CONSULTATION

Fast, secure, and completely free. Takes about 5 minutes. Or talk to us first — no pressure.

{/* FAQ */}

Common Questions

First-Time Buyer FAQ

{faqs.map((faq, i) => (

{faq.a}

))}

{/* TEAM TOOLBOX HEADER */}

Exclusive Resources

Team Toolbox

{/* HOME SEARCH PORTAL */}

{/* Heading + paragraph */}

For Home Shoppers

Search Every Listing
In Real Time.

Browse every active listing in North Central Indiana — updated instantly from the MLS. Save favorites, schedule showings with Misty Davidson, and receive alerts when new homes hit the market that match your criteria.

{/* AI Card: mobile order-1 (after paragraph), desktop row-span-2 */}

AI Powered Home Search

Privacy-first. Invite-only access from trusted professionals.

{[ 'AI-powered property search', 'Private & secure browsing', 'Direct connection to your team', 'Real-time market insights', ].map((item, i) => (

{item}

))}

{/* Buttons + trust badges: mobile order-2 (after card) */}

COMPLIMENTARY ACCESS

{/* HOME EQUITY ANALYSIS */}

{/* Country Home Background */} {/* Candlestick Chart Overlay */}

For Existing Homeowners

Know Your Home's Worth
Every Month.

Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.

COMPLIMENTARY ACCESS

Misty Davidson & The 2 Mortgage Guys